Ontario Property Calculators
Ontario Home Calculators
Estimate common costs involved in buying, financing, owning, and selling a home in Ontario.
Use these tools for planning, then confirm property-specific costs, financing, taxes, fees, and requirements with the appropriate professionals or authorities.
Choose a Calculator
Run the Numbers Before You Make a Decision
Choose a calculator based on the property decision you’re working through.
Buying
Land Transfer Tax Calculator
Estimate Ontario land transfer tax, Toronto municipal land transfer tax where applicable, and eligible first-time buyer relief.
Buying
Closing Cost Calculator
Estimate common Ontario home-buying costs including land transfer tax, legal fees, title insurance, adjustments and other closing expenses.
Buying
Down Payment Calculator
Estimate the minimum down payment for an Ontario home based on purchase price and current Canadian mortgage-insurance thresholds.
Buying & Financing
Home Affordability Calculator
Estimate a potential home-price range using income, debts, housing costs and common Canadian debt-service guidelines.
Financing
Mortgage Payment Calculator
Estimate principal-and-interest mortgage payments using Canadian semi-annual compounding conventions.
Owning
Property Tax Calculator
Estimate annual and monthly property taxes using an applicable municipal tax rate and assessment value.
Selling
Seller Net Proceeds Calculator
Estimate potential proceeds after mortgage payout and common selling costs.
Property Research
Municipal Property Guides
Check local property taxes, zoning, permits, additional-unit rules and municipal requirements.
Landlord & Tenant Calculators
Renting
Ontario Rent Increase Calculator
Estimate guideline rent increases and basic timing considerations.
Notices & LTB
Rental Notice Timing Planner
Review planning windows for common Ontario rent and tenancy notices.
Rental Property
Rental Carrying Cost Calculator
Estimate ownership costs, vacancy allowance and simple rental-property cash flow.
LTB Resources
Ontario LTB Notice & Form Finder
Start with a rental situation and review the notice or application pathway that may be relevant.
Planning More Than the Numbers?
Use our free Ontario real estate checklists to organize home-buying, condo, rural-property, tenant-screening and secondary-suite decisions.