Ontario Rental Property Carrying Cost Calculator

Estimate the monthly carrying cost and simple cash-flow position of an Ontario rental property. This is a planning tool, not an investment projection or tax calculation.

Ontario rental apartment building for landlord and tenant information — Photo by Jason Grant on Unsplash

Monthly rent ($)Mortgage payment ($/mo)Property taxes ($/yr)Insurance ($/yr)Condo / common fees ($/mo)Owner-paid utilities ($/mo)Maintenance reserve ($/mo)Management ($/mo)Vacancy allowance (%)

Costs Worth Including

Mortgage payments
Property taxes
Landlord insurance
Condominium or common-element fees
Owner-paid utilities
Maintenance and capital-repair reserves
Property-management costs
A reasonable vacancy allowance

Use our Property Tax Calculator, Mortgage Payment Calculator and Landlords & Tenants hub for additional planning.

Important: This tool provides a simple planning estimate only. It is not financial, tax, accounting, lending or investment advice. Actual rental-property costs and tax treatment can differ significantly.

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Ontario Home Intel is an independent educational resource and is not a real estate agency or brokerage.

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Important information

Ontario Home Intel is an independent educational resource and is not a real estate agency or brokerage. Information is provided for general educational purposes only and is not intended as real estate, legal, financial, tax, lending, appraisal, inspection, engineering, planning, building-code, or other professional advice. Verify municipal, property-specific, and time-sensitive requirements with the appropriate authority or qualified professional before acting. Using this website or making an inquiry does not create a real estate representation relationship.