Tiny Township contains extensive Georgian Bay shoreline, seasonal and year-round homes, rural properties and agricultural land.

2026 property taxes, zoning and permits
Tiny Township approved its 2026 budget with a 3.99% blended tax-rate increase, combining the municipal, County and education portions of the tax bill. For an average residential assessment of $350,000, the Township estimated an increase of about $7.11 per month on the municipal portion. Seasonal, shoreline and rural properties can also have distinct zoning and development constraints, so confirm the actual tax bill, zoning and permit history for the parcel.
Additional dwelling units
Tiny requires property-specific zoning review before an additional dwelling unit is assumed to be permitted. Where allowed, the Township’s current zoning includes attached and detached-unit standards, and a building permit is required for accessory apartments, garden suites and semi-detached or duplex dwellings. Private sewage capacity must also be confirmed before an additional unit is created. For detached ARUs, zoning can regulate floor area, setbacks and distance from the principal dwelling.
Wells and septic systems
No municipal sanitary sewers: Tiny states that properties throughout the Township use private on-site sewage systems. The Township provides sewage-system record searches that can identify existing system information and associated orders or complaints. A sewage-system review is also required for additions, renovations or conversions, planning applications, and second units/accessory apartments.
Private water and wastewater servicing is an important consideration for many properties. Inspect the septic system and evaluate well quality and supply where applicable.
Shoreline and conservation
Waterfront properties may be affected by shoreline setbacks, erosion, flooding, conservation regulation and restrictions on shoreline alterations.
Municipal compliance and property-record checks
A Tiny municipal compliance letter can provide property-specific zoning information, municipal-water availability, road status, building-permit information/status and relevant Treasury information. For purchases involving a cottage, private road, older addition or septic system, combining the compliance letter with a sewage-system file search can provide materially better due diligence than relying on listing information alone.
Official Tiny property resources
- Tiny – Buying property and municipal compliance letters
- Tiny – Sewage system record search
- Tiny – Additional Dwelling Units
- Tiny – Zoning By-law and interactive zoning map
Buyer checklist
- Confirm zoning and legal use.
- Review taxes and permits.
- Inspect well and septic systems.
- Investigate shoreline and conservation constraints.
- Confirm road access and winter maintenance.
- Verify intended rental use against current municipal rules.
Read the rural property guide, the Simcoe County Property Guide and nearby guides for Midland, Penetanguishene and Tay Township.
FAQ
Is a seasonal cottage automatically approved for year-round occupancy?
Do not assume so. Confirm legal use, servicing, access and municipal records for the specific property.
Does waterfront ownership allow unrestricted shoreline work?
No. Shoreline alterations can be regulated by municipal, conservation and other authorities.
General information only: Verify current property-specific requirements with the Township and applicable authorities.