Midland is a Georgian Bay community with established residential neighbourhoods, waterfront influences and a mix of older and newer housing.

2026 property taxes and zoning

Midland’s approved 2026 budget produces a 3.15% blended tax-rate increase. The Town estimates the impact at about $4.50 per month for each $100,000 of residential assessment. Confirm the actual bill and assessment for the property. Zoning remains equally important because it controls permitted uses, additions, accessory structures and redevelopment.

Building permits

Permit history can be important for older homes, additions and converted living spaces. Building permits are required for many structural projects and dwelling-unit changes.

Additional residential units

Midland’s current zoning permits up to two ARUs on a qualifying residential lot with full municipal water and wastewater service. Where full municipal services are unavailable, only one ARU is permitted and private servicing must satisfy Building Code requirements. A building permit is required, and the Town’s zoning rules govern where detached ARUs may be located and how they are serviced.

Waterfront and environmental considerations

Properties near Georgian Bay and natural features may require conservation, shoreline, drainage or flood-related investigation.

Property-record and zoning confirmation

Municipal records search: Midland offers a municipal records search to confirm property information involving zoning, building permits and Fire & Emergency Services. This is a useful transaction-level check when a finished basement, second unit, addition or other improvement materially affects value.

Second-unit check: Midland currently permits second units only in specified residential, townhouse and rural zones. A building permit is always required, and the zoning rules generally allow a maximum of one second unit per lot. Where municipal services are unavailable, private servicing is subject to Building Code approval.

Official Midland property resources

• Midland – Municipal Records Search
• Midland – Second Units
• Midland – Building permits and zoning compliance

Buyer checklist

• Verify taxes and zoning.
• Review permits for major renovations.
• Confirm secondary-unit status.
• Investigate conservation or shoreline constraints.
• Confirm servicing and insurance considerations.

Extra due diligence for older and waterfront homes

For older Midland properties, compare the visible layout with municipal permit history and ask whether finished basements, additions, decks or converted spaces were completed with required approvals. For waterfront-influenced properties, also review drainage, shoreline condition, insurance availability and any conservation-authority restrictions before relying on future renovation or expansion plans.

See more Ontario municipality guides, the Simcoe County Property Guide, and the Ontario zoning and permits resource.

FAQ

Is Midland a Simcoe County municipality?

Yes. Midland is one of Simcoe County’s 16 member municipalities.

Are waterfront properties automatically buildable?

No. Zoning, conservation regulation, setbacks, servicing and other constraints can limit development.

General information only: Verify current property-specific information with the Town and applicable authorities.