Tay Township includes communities along southeastern Georgian Bay as well as rural and seasonal properties.

2026 property taxes, zoning and permits

Tay Township’s approved 2026 budget estimates an overall tax increase of 3.45%. For the Township’s median single-family detached assessment of $220,000, that represents an estimated annual increase of about $68.98. Water system users also saw a 2% rate increase and wastewater users a 5% increase in 2026. Confirm the actual tax bill, servicing charges and zoning for the property; permit history is particularly relevant for additions, converted spaces and accessory structures.

Additional units and servicing

Victoria Harbour capacity restriction: Tay Township states that the Victoria Harbour Wastewater Treatment Plant is currently operating at maximum capacity under its environmental approval. As a result, new or additional dwelling units are currently not permitted in Victoria Harbour and westward to, but not including, Triple Bay Road where properties are connected to, or required to connect to, municipal wastewater. The restriction does not apply to properties on private septic systems outside the wastewater collection service area. A provincially funded Phase II expansion is underway, but buyers should verify current capacity before relying on future dwelling-unit potential.

Additional-unit proposals require both zoning and building review. Before purchasing based on secondary-unit potential, confirm the number and location of units permitted on the specific lot, required parking, building-code compliance and whether municipal or private servicing can support the proposal.

Private wells and septic systems can materially affect development potential in unserviced areas. A larger household load, additional dwelling unit or major renovation may require confirmation that the existing septic system is suitable or can be upgraded within the available lot area.

Practical due diligence before an offer

For seasonal, rural or waterfront properties, ask specifically about road maintenance, winter access, water source, septic age and records, shoreline structures, permits for additions or decks, and insurance availability. These issues can affect both financing and future renovation plans even when the home itself appears straightforward.

Waterfront and rural due diligence

Investigate shoreline, conservation, flooding, road access, wells and septic systems as applicable.

Official Tay property resources

• Tay – Planning, zoning and current servicing notices
• Tay – Building permits and construction requirements
• Tay – Victoria Harbour wastewater capacity upgrade

Buyer checklist

• Verify zoning and taxes.
• Review permits.
• Confirm servicing.
• Investigate shoreline and conservation constraints.
• Check year-round access where relevant.

Explore the Simcoe County Property Guide and nearby guides for Midland, Penetanguishene, Tiny Township and Severn Township.

FAQ

Are all Tay properties municipally serviced?

No. Verify the actual water and wastewater systems serving the parcel.

Can a waterfront property have development restrictions?

Yes. Shoreline setbacks, environmental regulation and servicing can affect development.

General information only: Verify current requirements with the Township and applicable authorities.