ONTARIO HOME INTEL · RENTAL PROPERTY TOOL
Ontario Rental Income & Cash Flow Tracker
Enter one month's rental income and property expenses to estimate operating cash flow. The calculation runs in your browser and the information is not sent to Ontario Home Intel.
Monthly income
Monthly expenses
Monthly expenses: $0.00
Estimated monthly cash flow: $0.00
Estimated annual cash flow: $0.00
For a more detailed acquisition estimate, also use the Rental Property Carrying Cost Calculator and Property Tax Calculator.
What to include in your monthly cash-flow review
- Gross rent actually collected.
- Parking, storage and other recurring rental income.
- Mortgage payments and property taxes.
- Insurance, condo fees and owner-paid utilities.
- Maintenance, management and other recurring expenses.
How to interpret the result
A positive number means the entered monthly income exceeds the entered monthly expenses. A negative number means the property is operating at a monthly cash-flow deficit based on the figures entered. This tool is for simple planning and does not calculate taxable income or investment return.
Related rental finance tools
- Rental Property Carrying Cost Calculator
- Annual Landlord Expense Tracker
- Rental Turnover Cost Calculator
- Ontario Rental Tools Directory
Cash Flow Tracker FAQ
Does this calculate taxable rental income?
No. Tax treatment can differ from simple cash flow and should be reviewed separately.
Should vacancy and capital repairs be included?
They can be included in planning, but recurring monthly cash flow and irregular capital costs are often tracked separately for clarity.
Important: This is a simple cash-flow organizer, not accounting, tax, investment or mortgage advice. Mortgage principal, income tax, depreciation/CCA, capital expenditures and other items can require different treatment.